Best Online Baccarat Casinos - Where to Play for Real Money in 2026
Baccarat has long been one of the classiest, most elegant table games, with some of the best odds at the casino, to boot.
Gambling.com's casino experts have reviewed the best online baccarat casinos to test their game libraries, rewards, and overall value to our players.
Real-Money Baccarat Sites for 2026
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Launched 2024$4,500 Cash Won Each WeekDaily Prize Giveaways with $1,000's of PrizesPlayers start with 10 Million Free Coins Registrationnot requiredPromo Code
The code required to claim this sign-up bonus (if any)Our Rating
Gambling.com rating of this casino out of 109.2Slots
The total number of all Online Slot Games available184Jackpot Slots
The number of Progressive Jackpot Slot Games available10+Live Casino Games
The total number of Live Dealer casino games available0The Hard Rock Jackpot Planet app brings the Las Vegas-style casino experience into your hands, offering a wide variety of slot games, collectible missions, and leaderboard challenges. With integration into the Hard Rock loyalty system, players can not only play for in-app rewards but also unlock real-world benefits across the Hard Rock hospitality network. - 2
Launched 2022
Best Online Baccarat Casinos - Tested & Verified for 2026
| Rank | Baccarat Casino | Exclusives | Min. Bet |
|---|---|---|---|
| 1 | Golden Nugget | Yes | $1 |
| 2 | DraftKings | Yes | $1 |
| 3 | Horseshoe | Yes | $0.10 |
| 4 | Hollywood Casino | Yes | $1 |
| 5 | Party Casino | No | $0.10 |
| 6 | FanDuel | Yes | $1 |
1. Golden Nugget Casino
Golden Nugget is truly the best destination for baccarat players of every level. For beginners, you can use Golden Nugget’s casino education hub to learn the basics, and games are available in demo mode before you play for real money. Once you are ready to start playing for real, table minimums start at just $1.
Experienced players can play High-Limit Squeeze for up to $25k, Golden Nugget’s exclusive RNG title for over $65k, and several live-dealer tables, including VIP and Speed, with maximum bets as high as $10,000 on live games. Plus, all games are jackpot-eligible, so you can opt in for a chance to earn thousands of dollars in multi-level progressive jackpots.
Golden Nugget really goes the extra mile in rewarding players, no matter their experience level. Standard RNG tables are eligible for playthrough requirements, and you earn 1,250 Crowns and one Tier Credit per $50 wagered on baccarat.
At a Glance
| Game Types | RNG, Live-Dealer |
|---|---|
| Min. Bet | $1 |
| Max. Bet | $65,250 |
| Jackpot-Eligible | Yes |
| Eligible for Playthrough | Yes (RNG only) |
| Eligible for Loyalty Credits | Yes |
Pros & Cons
- Highest maximum bet allowed among US sites
- Exclusive Golden Nugget RNG and live-dealer tables
- RNG tables are playthrough-eligible
- Available in demo mode
- How to Play guides available in Casino Education Hub
- Eligible for Dynasty Reward credit conversions
- Games are jackpot-eligible
- Higher minimum bet than competitor sites
- Shares similar game lobby with DraftKings
2. DraftKings Casino
Coming from the same family of casino brands as Golden Nugget, DraftKings is another great choice for online baccarat players.
It offers a similar suite of games, all of which are jackpot-eligible. You can test out DraftKings’ exclusive table in demo mode before moving over to DraftKings’ live dealer Speed Baccarat or live VIP tables—all for just a $1 minimum bet.
When choosing between Golden Nugget and DraftKings, it really comes down to how much you want to wager and which design aesthetics you prefer, but you can’t go wrong either way.
At a Glance
| Game Types | RNG, Live-Dealer |
|---|---|
| Min. Bet | $1 |
| Max. Bet | $27,000 |
| Jackpot-Eligible | Yes |
| Eligible for Playthrough | Yes (RNG only) |
| Eligible for Loyalty Credits | Yes |
Pros & Cons
- Exclusive DraftKings RNG and live-dealer tables
- RNG tables are playthrough-eligible
- Available in demo mode
- Eligible for Dynasty Reward credit conversions
- How to Play guides available in Casino Education Hub
- Games are jackpot-eligible
- Lower maximum bet vs. Golden Nugget
- Shares similar game lobby with Golden Nugget
- Higher minimum bet than competitor sites
3. Horseshoe Casino
Before you even sign up, Horseshoe Casino makes it clear that this is a site for baccarat fans, with easy navigation to its selection of table games. Horseshoe Casino combines its own exclusive titles with those at Caesars Palace to create a unique blend of baccarat tables you won’t find anywhere else.
Horseshoe is one of the only casinos where standard tables start at just $0.10, while specialty titles require a $1 minimum bet. You can choose from Horseshoe Signature Baccarat to Caesars Palace First Person to Caesars live-dealer. There’s even an entire live baccarat lobby from Evolution available, with maximum bets hitting $10k.
Every $25 wager earns you one Caesars Reward credit, and Horseshoe periodically runs table-game-eligible leaderboard challenges to grant extra motivated players a little something extra.
At a Glance
| Game Types | RNG, First Person, Live-Dealer |
|---|---|
| Min. Bet | $0.10 |
| Max. Bet | $20,000 |
| Jackpot-Eligible | No |
| Eligible for Playthrough | No |
| Eligible for Loyalty Credits | Yes |
Pros & Cons
- Exclusive Horseshoe & Caesars Palace titles
- Game library includes First Person game
- Eligible for Caesars Reward credit conversions
- Low minimum bet amount
- Eligible for some table-game leaderboard promotions
- Doesn't count for playthrough requirements
- Games are not jackpot-eligible
4. Hollywood Casino
Hollywood Casino takes exclusive games to the next level, with Lucky Cat Baccarat from Penn National’s in-house Penn Game Studios.
Inspired by the traditional Japanese Maneki-neko “lucky cat” figure (which has, aptly, been reimagined by Baccarat jewelers), the game offers Perfect Pairs side bets and “roads” displays. In the past, Hollywood has even run an invite-only Lucky Cat leaderboard for VIP players.
This title, like all of Hollywood’s baccarat games, starts at a $1 minimum and is eligible for DropZone Jackpots for an added $0.10 per spin. Like at Horseshoe, you can also earn 1 PENN Play Rewards Tier Point for every $25 you spend playing baccarat online.
At a Glance
| Game Types | RNG, Live-Dealer |
|---|---|
| Min. Bet | $1 |
| Max. Bet | $10,000 |
| Jackpot-Eligible | Yes |
| Eligible for Playthrough | No |
| Eligible for Loyalty Credits | Yes |
Pros & Cons
- Exclusive Penn Games, Hollywood titles
- Eligible for PENN Play credit conversions
- Games are jackpot-eligible
- Smaller game selection than other sites
- Lower maximum bet & higher minimum bet vs. other sites
5. Party Casino
Although it's only available to NJ players, Party Casino has one of the largest baccarat game libraries we came across during our testing. Its 11+ tables include the best of its sister sites, such as BetMGM Gold and live-streamed tables from the Borgata floor in Atlantic City. There are several First Person variations, as well as an NHL table for sports fans.
Party Casino’s strength certainly comes from its game volume, but we found it lacking in some other features we liked at other casinos, namely jackpot eligibility and leaderboards.
That being said, you can earn up to four loyalty points for every $100 you wager.
At a Glance
| Game Types | RNG, Live-Dealer |
|---|---|
| Min. Bet | $1 |
| Max. Bet | $25,000 |
| Jackpot-Eligible | No |
| Eligible for Playthrough | No |
| Eligible for Loyalty Credits | Yes |
Pros & Cons
- Large baccarat game library
- Live-streams from Borgata floor
- Includes First Person tables
- Exclusive BetMGM, Borgata, and NHL titles
- Eligible for MGM Rewards credits
- Higher minimum bet vs. other sites
- Only available to NJ players
- Does not count towards playthrough eligibility
6. FanDuel Casino
FanDuel has a smaller selection of baccarat tables, but it more than makes up for it with the features we found during our testing.
For starters, the exclusive FanDuel live-dealer game is genuinely one of the more high-quality productions we’ve played at. The live chat and leaderboard work smoothly, with easy navigation back to the rest of the live-game lobby.
If you're learning the game for the first time or just want to brush up, FanDuel's Casino 101 guide has a step-by-step guide to playing baccarat.
FanDuel Casino periodically runs a Table Game Spotlight promotion, which rewards you with a $5 bonus when you play select table games that sometimes include baccarat. It also boasts the best loyalty-point conversion rate for baccarat wagers, with a $1 wager earning you one point.
At a Glance
| Game Types | RNG, Live-Dealer |
|---|---|
| Min. Bet | $1 |
| Max. Bet | $15,000 |
| Jackpot-Eligible | Yes |
| Eligible for Playthrough | No |
| Eligible for Loyalty Credits | Yes |
Pros & Cons
- Exclusive FanDuel live-dealer table
- Eligible for rewards credits
- Games are jackpot-eligible
- $5 bonus with Table Games Spotlight promotion
- Casino 101 guides explain how to play baccarat
- Higher minimum bet vs. other sites
- Does not count towards playthrough eligibility
Other Baccarat Casinos to Consider
| Casino | Why Choose It |
|---|---|
| Bally Bet | Earn VIP points & Bally Bucks |
| bet365 | Jackpot365-eligible |
| BetMGM | Play RNG tables in demo mode |
| betOcean | Play Pro Series tables & earn loyalty points |
| betPARX | RNG tables contribute to playthrough at 10% |
| BetRivers | Games start at $0.10 |
| Borgata | Live-streamed from Borgata floor in AC |
| Caesars Palace | First Person, live-dealer lobby, & Signature table |
| Fanatics | Turn wagers into FanCash & Tier Points |
| Hard Rock Bet | Play First Person & Remastered versions |
Sweepstakes Baccarat: Baccarat Sweepstakes Casinos
In states where legal real-money gaming is not yet approved, players can sign up for sweepstakes casinos, where they use virtual currency to bet on baccarat. Play sweepstakes baccarat for free in the US with our top social casino picks:
What is Baccarat?
Despite its association with high rollers, baccarat is one of the simplest games to bet on because the player's only involvement is placing a bet before the cards are dealt. With a house edge as low as 1.06%, choosing your table wisely can make a big difference to how your pot fares.
The goal is to correctly predict which of the two hands (the Player's or the Banker's) will have the point total closest to 9.
Scoring
The game uses of six to eight decks of cards and employs a specific scoring system:
- Aces: Worth 1 point
- 2-9: Worth their face value
- 10, Jack, Queen, and King: Worth 0 points
Any hand total that exceeds 9 drops its first digit.
How to Play
When you join a baccarat table (online or in person), you wager on either your hand or the banker's to get closest to 9. You also have the option to bet on a Tie.
The dealer deals two cards face up to you, the Player, and the banker. If either hand totals 8 or 9 from those two cards, it's ruled a "natural" hand and the round ends.
If not, the banker will deal a third card under specific rules:
- If player's cards total 2 or 3: Banker hits if cards total 4 or less
- If player's cards total 5 or less: Player hits
- If player's cards total 4 or 5: Banker hits if cards total 5 or less
- If player's cards total 6 or 7: Player stands
- If banker's cards total 5 or less AND player stands: Banker hits
Then, whichever hand is closest to 9 wins the round.
While you're learning how to play, practice with our free baccarat games on Gambling.com.
Types of Baccarat: Bets & their Odds
There are several types of baccarat you're likely to encounter at online baccarat sites, but the average RTP for baccarat is about 98%. This makes it one of the most player-friendly games at an online casino.
Standard (or Midi)
| Bet | House Edge | Payout |
|---|---|---|
| Banker | 1.06% | 1:1 (5% commision) |
| Player | 1.24%-1.36% | 1:1 |
| Tie | 1.46%-14.44% | 8:1 to 9:1 |
Sometimes simply called baccarat, this is the standard game, usually played with eight decks of cards in a shoe, and with mid-range or very wide betting limits.
Backing the banker has the lowest house edge, but standard games usually charge a 5% commission for making the bet. The next most-favorable wager is betting on your own hand, which has a slightly higher house edge but charges no commission.
Some standard baccarat tables feature a progressive jackpot. Players fight for the jackpot by betting on the "slot" side bet. The amount wagered affects the potential share of the pot, and the payout usually comes when a player's hand contains an ace and an eight.
Speed games eliminate some bets (usually the Tie) to keep rounds under 30 seconds. As you get more comfortable, you can look for VIP games. With larger, more elaborate tables, higher limits, and nearly always played with eight decks in a shoe, this is the best option for experienced players who don't want to be held back.
Tiger Side Bets
| Bet | House Edge | Payout |
|---|---|---|
Dragon Tiger Player wins on 7 points vs. Banker's 6 | 3.73%-32.77% | 1:1 to 8:1 |
Big Tiger Banker has 3-card winning total of 6 | 7%-9% | 50:1 |
Small Tiger Banker has 2-card winning total of 6 | 5%-8% | 22:1 |
Lucky 6 (Tiger) Banker hand wins with total of 6 | 5.27% | 12:1 to 20:1 |
Tiger Pair If first 2 cards of either hand form a pair | 6%-12% | 4:1 to 100:1 |
Tiger 7 (Dragon 7) Banker has 3-card total of 7 | 7.61% | 40:1 |
"Dragon Tiger" is a simplified two-card version where players bet on which side (Dragon or Tiger) will have the higher card.
The Tiger family of side bets centers around Banker wins, with a total of six, commonly found in "Tiger No Commission Baccarat" and similar variants. The house edges and payouts depend on the specific combination of the winning hand.
Most Tiger variants are highly correlated because they target the same underlying event (a Banker 6), so we recommend approaching these variations with caution. Stacking multiple Tiger bets does not diversify risk; instead, it causes the edges to work against the player simultaneously, often resulting in a combined house edge exceeding 10%.
Other Variations & Side Bets
| Bet | House Edge | Payout |
|---|---|---|
Dragon Bonus (Natural) Hand wins with 2-card total of 8 or 9 | 2.65% | 1:1 |
Dragon Bonus (Non-Natural) Payout determined by margin of victory | 9.37% | Up to 30:1 |
Perfect Pair First 2 cards are same number and suit | 5.57%-17% | 25:1 to 26:1 |
Dragon 7 (in EZ) Banker wins with 3-card total of 7 | 7.61% | 40:1 |
Panda 8 (in EZ) Player wins with 3-card total of 8 | 10.19% | 25:1 |
Other side bets reward players based on their margin of victory, their first two cards, or overall totals.
Some versions, like EZ or No-Commission, remove the 5% banker's commission partially or entirely (No-Commission titles, for example).
Baccarat Strategies & Systems
While baccarat is fundamentally based on the luck of the draw, using specific betting strategies can help you maximize your bets and mitigate losses. The best way to approach baccarat is to choose the correct bet based on house edge and statistical probability.
Overall, the house edge in baccarat can be quite favorable, starting at around 1.06% when you bet on the banker (or dealer). Betting on your own hand has a slightly higher house edge (ranging between 1.24% and 1.36%), making it another viable option.
We recommend avoiding the Tie bet, since the house edge hovers around 14.4%, even though the payout is higher.
Explore more of our casino strategy guides to help you navigate your baccarat bets:
What to Consider When Choosing a Baccarat Site
In land-based casinos, baccarat tables typically attract high rollers. They draw a lot of attention and sometimes require big bets, both elements that can make players table-shy.
This makes trying it out online even more tempting, as you can learn the ropes without an audience. Once you have the hang of it, it can become a lifelong favorite.
The live baccarat tables you'll find online come from leading casino game studios.
While strategy and game variations should be a serious gambler's main consideration when choosing a baccarat site, finding a table that makes an enjoyable experience should also factor into the process. When looking for a stand-out baccarat site online, consider the factors below:
Time Limits
Live-dealer games only allow players 15 to 20 seconds per turn, and you can get bumped if you go over your time limit.
Min. Bets
Consider how much you want to wager. We found that most casinos require minimum bets between $0.10 and $1.
Gameplay Time
RNG tables offer the fastest games. When games are run by a real dealer, multi-player hands can last for a minute or more.
Commission
Shop around if you plan to back the dealer. Some sites offer no-commission variants or alternative odds.
History and Stats
If you believe in patterns in the cards, you'll want a hand history and various types of statistical displays.
Autoplay/Rebet
Useful for consistency, these buttons are a quick way to place multiple or repeat bets, so you don't deviate from your system.
Live Chat
Most online casinos offer live chat to engage directly with the dealer, which is useful if you have questions but don't want to lose your seat.
Why Play Baccarat Online?
Baccarat's simple format works well in the electronic world of quick deals, history registers, and other tools to help you develop and monitor a successful system. Online games give you the chance to play baccarat quickly and easily, and you can do so while you're doing other things.
A big part of the joy of baccarat comes from the high-rolling feel of the tables, and that's where the live dealer comes in. A live baccarat site will give you the elegance and personal touch of casino baccarat without the traveling, dress codes, and pricey drinks.
Live dealers are delivered via streaming video, transmitted in real time. They allow you the personal interaction of playing at a casino without the inconvenience of traveling to one.
FAQs
What is baccarat?
Baccarat is a game of chance in which players bet on the outcome of two or three cards before they are dealt. The goal is to achieve a hand with a point total as close to 9 as possible.
The game is luck-based, though there are strategies and other factors, like house edge and payouts, you should consider.
Where can I play baccarat online in the US?
Online baccarat is available in states that have legalized online casino gaming, including Connecticut, Delaware, Michigan, New Jersey, Pennsylvania, Rhode Island, and West Virginia. You can claim our sign-up bonuses for real-money baccarat games online if you're located in Michigan, New Jersey, Pennsylvania, or West Virginia.
What is the best bet in baccarat?
The best option to bet on in baccarat is the Banker bet. This is when you predict that the Banker's hand will come the closest to 9. Even though this wager usually charges a 5% commission, it has the best house edge of all baccarat bets (just over 1%), wins about 46% of the time, and pays out 1:1.
Are baccarat sites safe to use?
Yes, online US baccarat sites are safe to use as long as they hold proper licenses from state gaming boards. Licensed sites must use SSL encryption to protect data, allow two-factor authentication, and have fair RNG and live-dealer games. That's why we recommend only using licensed baccarat sites.
Can I play baccarat on mobile?
Yes, you can play online baccarat from your mobile device. Every one of our recommended baccarat sites has a native mobile app for both iOS and Android users. These apps bring baccarat games directly to your smartphone so you can play safely while on the go.
